Testing The Water With Zopa

I have just become a member of www.zopa.com the online marketplace where people meet to lend and borrow money.
The easiest way to describe it is like eBay for money - lenders lend money, borrowers borrow money, and by cutting out the banks, everyone gets a better deal.
If you've got some spare cash and fancy making a better return than in the banks, why not try lending at Zopa?
The thing I really like is the auto re-invest function which means that as money is repaid you can have it lent out again so not only do you get considerably better rates than any bank will pay you but that's enhanced by getting interest on the interest too!
Zopa credit-score and risk assess every borrower, you can lend each borrower as little as 10 pounds to minimise risk and all payments are collected on your behalf.
Plus, you get that warm feeling inside, knowing that your repayments are helping real people rather than the fat cats!
Or, if you're looking for a loan at the moment, you'll get a competitive rate and Zopa don't have any sneaky fees or penalties if you want to repay early.

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